Expert Opinion
Liz Freeman Articles

Liz Freeman has more than a decade of mortgage lending experience. In addition to this, she has worked as a tax accountant for Deloitte and a systems consultant for Experian. Liz earned her BS in Financial Management from the University of Nevada. She writes about mortgage and finance issues and is a regular contributor to Mortgage News Daily and other publications.
- Refinancing Tips: Top Ten Ways to Save on Homeowners Insurance
- Extended Home Buyer Tax Credit: What You Need to Know
- Can Millions More Benefit? Congress Extends, Expands Home Buyer Tax Credit
- Best Mortgage Rates and Mortgage Insurance Unavailable in Some Areas
- Can You Take the First-Time Home Buyer Credit if Your Co-borrower Is Ineligible for It?
- Why Can't My Mortgage Lender Give Me it's Best Interest Rate?
Joe Taylor Articles

Author Joe Taylor Jr. researched America's biggest mortgage lenders hands-on, by taking a job inside the home loan industry. As a corporate trainer, Joe developed front line service strategies for some of the country's most prominent banks. He taught lending consultants how to explain the complex home loan process, while learning the secrets of finding the best refinancing deals from experienced underwriters. Today, Joe puts the current mortgage market into context by separating facts from hype in his columns and feature articles on ShopRate.com.
- Mortgage Rates Affected by Appraisal Industry Changes
- July Mortgage Rates Spur Refinance Deals
- Should I Skip Mortgage Loan Payments to Qualify for a Cramdown?
- Mortgage Rates Remain the Same, Even When the Name on the Bill Changes
- Low Mortgage Rates and Short Sales Lure First-Time Home Buyers
- Investigators Tackle Two Common Mortgage Fraud Schemes