Washington State Housing Resources
National Programs:
Freddie Mac Home Possible 100% Financing Program
HUD Good Neighbor Next Door Program
IRS Qualifying for Mortgage Credit Certificate
Professional Organizations:
International Association of Fire Fighters Mortgage Program
National Association of Nurses - Mortgage
National Education Association Member Finance Programs
National Association of Police Organizations - Mortgages
State and Local Programs
American Dream Down Payment Assistance
The American Dream Down Payment Act is a down payment assistance initiative that allows grants to be given to participating jurisdictions to assist low-to-mid-income families and uniformed employees such as, policemen, firemen, sanitation, maintenance workers, and teachers who are employees of the participating state to achieve homeownership.
House Key Program - The House Key Program helps finance homebuyer programs, nonprofit facilities, nonprofit housing, multifamily housing, housing tax credit and housing preservation. The House Key Program assists compliance managers, lenders, homebuyers (homebuyer education), and partnerships.
Community Contacts - find out if your community offers HUD-funded down-payment or closing cost help
Washington State Housing Finance Commission (WSHFC) - homebuyer programs, including down payment and closing cost assistance
USDA Rural Development Office - homebuyer programs in rural communities
National Foundation for Credit Counseling - get help with budgeting, debt management and credit issues
Washington Homeownership Center - free information and referral service. Call their Homeownership Hotline 1 (877) 894-HOME (4663)
Washington State Community Action Partners - listed by county, offering various services including homebuyer education and/or down payment assistance
Community Housing Resource Center - Vancouver and SW Washington
El Centro de la Raza Homeownership Center - Housing counseling, financial literacy, debt and credit management. Classes in English and Spanish.
HomeSight (Seattle, South King and Snohomish Counties)
Kitsap County Consolidated Housing Authority
Longview Pierce County Housing Programs
Asotin - Community Action Partnership
Benton/Franklin/Walla Walla - Consumer Credit Counseling Service of Tri-Cities
Benton/Franklin - Benton Franklin Community Action Committee
Columbia/Garfield/Walla Walla - Blue Mountain Action Council
Community Frameworks - Self-Help Homeownership Opportunity Program
Ferry/Pend Oreille/Stevens - Rural Resources Community Action
Okanogan County - Community Action Council Home Buyer Education First-time Home Buyer Assistance
Pasco - Community & Economic Development Dept. (509) 545-3441
Spokane Neighborhood Action Programs
Whitman - Community Action Center
