Ask The Expert

What is a normal mortgage rate?

Changing conditions are a challenge for consumers, but comparison shopping is a great equalizer.

Is prepaying a mortgage better than a shorter loan?

Making extra payments on a longer loan gives a mortgage borrower some flexibility, but it also misses out on the interest rate advantage of a shorter loan.

Should a seller finance the buyer's mortgage?

Financing a mortgage can represent a big effort, as well as a big risk.

Is it worth prepaying my mortgage when rates are so low?

Prepaying principal might really save you money if you use it as a means to refinance into a shorter loan.

Should I refinance to pay off credit card debt?

Cash-out refinancing can be one method of retiring credit card debt, but you should first be sure your finances going forward will be sustainable.

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