Ask The Expert

Will the upcoming Fed rate hike mean higher mortgage rates?

Though Fed funds rates do not directly control mortgage rates, they are influenced by some of the same factors.

Should I pay off credit cards before applying for a mortgage?

Paying off your credit card balances could affect your mortgage application.

Should I refinance before or after marriage?

An impending marriage might impact your ability to qualify for refinancing, so you should explore the specifics of the situation with your fiancée.

What do I do with conflicting mortgage loan instructions?

New instructions about mortgage payments are nothing to worry about, but they do require your attention.

Is no-cost refinancing too good to be true?

No-cost refinancing is often not as good as it sounds, but not necessarily a bad deal if you know what to look for.

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