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Are local banks a better source for mortgage loans?

Some characteristics of local banks may make them worth considering when looking for a mortgage.

How does timing affect home equity vs. HELOC loans?

The timing flexibility of a HELOC is somewhat offset by the risk of rising mortgage rates.

Will the upcoming Fed rate hike mean higher mortgage rates?

Though Fed funds rates do not directly control mortgage rates, they are influenced by some of the same factors.

Should I pay off credit cards before applying for a mortgage?

Paying off your credit card balances could affect your mortgage application.

Should I refinance before or after marriage?

An impending marriage might impact your ability to qualify for refinancing, so you should explore the specifics of the situation with your fiancée.

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