Ask The Expert

Is no-cost refinancing too good to be true?

No-cost refinancing is often not as good as it sounds, but not necessarily a bad deal if you know what to look for.

Should I be concerned about a mortgage prepayment penalty?

Prepayment penalties can help you get lower interest rates, but you need to assess how likely they are to come into play.

How many times can I refinance?

While there is no strict limit on how often you can refinance, in many situations conditions will limit your ability to do it.

Will falling oil prices mean lower mortgage rates?

Falling oil prices have helped mortgage rates move lower, but don't expect either one to continue the same rate of descent.

Is there a downside to buying a foreclosed property?

Buying a foreclosed property could get you a good bargain, as long as you properly account for the risks.

Ask The Expert

Ask The Expert

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