Ask The Expert

Should I pay off credit cards before applying for a mortgage?

Paying off your credit card balances could affect your mortgage application.

Should I refinance before or after marriage?

An impending marriage might impact your ability to qualify for refinancing, so you should explore the specifics of the situation with your fiancée.

What do I do with conflicting mortgage loan instructions?

New instructions about mortgage payments are nothing to worry about, but they do require your attention.

Is no-cost refinancing too good to be true?

No-cost refinancing is often not as good as it sounds, but not necessarily a bad deal if you know what to look for.

Should I be concerned about a mortgage prepayment penalty?

Prepayment penalties can help you get lower interest rates, but you need to assess how likely they are to come into play.

Ask The Expert

Ask The Expert

Looking For The Best Mortgage Rates?

Start right here...

Shoprate User Survey