Ask The Expert

What's the best way to use savings to reduce a mortgage rate?

There are a number of ways your savings can be used to get a lower rate on a new mortgage.

Should I pay points on a mortgage loan?

Paying points can lower your interest rate, but this is not always the best choice when obtaining a mortgage loan.

How aggressive should I be about the sale price of my home?

Home sellers should take note that, while the rally in housing is continuing, conditions may be starting to shift.

What type of loan is best for home improvement projects?

Consider these factors when deciding between a home equity loan and a home equity line of credit for home improvement projects.

How can I tell if my house is worth enough to refinance?

Neighborhood valuations and property specifics both factor into the valuation of homes for refinancing appraisals.

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