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Ask Shop Rate: Todd, OH

Posted by  on Apr 16, 2009
 
I have excellent credit, FICO of 722 last I looked. I have also owned my home for 17 years. I ALWAYS pay my bills on time. Now my wife, married less than a year, does not have good credit. She went through a divorce AND a forclosure last year. We'd like to purchase a new home. We bring home good money together, but I'd need to have her income included to be able to afford the home we want. Are there any lenders, and whom might they be, that would give us a break? Unfortunately if you need your wife's income, you'll also be judged on her credit as well.


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