I want to refinance, but my original mortgage lender sold my home loan to another company. Where do I begin?

Posted by  on Apr 19, 2009

Start by contacting the company that services your existing mortgage. Confirm that your home's title and other crucial paperwork is accurate and on file. Next, ask your loan servicer or your current mortgage lender if your loan qualifies for streamlined refinancing or any other "in-house" program that can cut your interest rate. If you make your mortgage payments on time, your current lender may work harder to keep your property in its portfolio by offering its best mortgage rates.


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