Frequently Asked Questions

• I'm finally ready to buy my first home. How will the current economy affect my mortgage rates?
• Although I've made every mortgage payment on time for the past five years, our whole neighborhood has lost value and I'm upside down on my home loan. What should I do?

Recently Asked Questions

• Can I buy a home by taking over someone's mortgage?
• Foreclosure sale: can you pay cash and then refinance?
• Why do I need expensive title insurance?
• Can I get a mortgage after retirement?
• Home equity loan or cash-out refinance?
• Why do I have to pay thousands for my "no-cost" loan?
• Do I need a lawyer to buy a home?
• Can shopping for a home loan lower your credit score?
• Can I buy a home after foreclosure?
• Is My Community Mortgage a better program than FHA?
• Can a homestead declaration protect you from foreclosure?
• Why do lenders keep asking for more and more documents?
• Increase your credit score by 60 points
• Buying a new home without selling the old one?
• Is it too soon for me to refinance again?
• Can I refinance my first mortgage but leave my second mortgage alone?
• Can you refinance your home if it was recently for sale?
• What is a float-down? How much should I pay for this?
• Should I choose the home loan with the best mortgage rate or the lowest APR?
• Mistakes to avoid when mortgage rate shopping online
• How do underwriters look at investment income?
• How can I help my child buy her first home?
• I'm getting a divorce. Do I need to refinance my mortgage?
• Are mortgages harder to get than they were a year ago?
• Why is title insurance so expensive when I refinance my mortgage?
• Does a mortgage rate buydown or paying points give you the best mortgage rate?
• How much do mortgage brokers and loan officers earn?
• Mortgage refinance: When is a 15 year loan the right choice?
• Can co-signing for my kid's mortgage keep me from getting one myself?
• Do I have to refinance property that I have inherited?
• Why Does My Mortgage Take So Long to Close?
• New Home Loan: Is Cash on Hand Acceptable for the Down Payment?
• Can Energy Improvements Keep Me from Refinancing My Home?
• Using the 2010 Good Faith Estimate to Get the Best Mortgage Rates
• I Want to Buy with an FHA Mortgage
• Is My Lender Pulling a Bait and Switch?
• My Lender Is Out of Business! What Do I Do Now?
• Refinancing a Mortgage: What Is Loan Subordination?
• Buying a New Home: Who Should I Work With?
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• Informed Refinancing: Know the Real Cost
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• How Do You Find the "Best Mortgage Rates" Listed on Shoprate.com's Blog and Lock Recommendation?
• If I Refinance, Do I Have to Pay PMI?
• Is a Lease Option a Good Idea?
• Can I Get Cash from My Home if I Have No Equity?
• Best Mortgage Rates: YSP Doesn't Mean "You're Swindling People"
• The Interest-Only Mortgage Loan: What Is It, and Why Would You Want One?
• Ask Shop Rate: Haley - Connecticut
• Ask Shop Rate: Jessica - California
• Buying a Fixer-Upper? There's a Special Mortgage for You
• I Have a Conventional Mortgage. Can I Refinance to an FHA Home Loan?
• Can I Save Money by Choosing My Own Title Insurance?
• How Many Mortgages Is One Borrower Allowed to Have?
• Is Owner Financing a Good Idea When Buying a Home? Five Ways to Get Your Best Deal
• Mortgage Quotes for Engaged Couples
• When to Lock In Your Mortgage Interest Rate?
• How Multiple Home Loans Impact Mortgage Rates?
• Will Mortgage Lenders Raise Rates When the Government Stops Buying MBS?
• Can the First-Time Home Buyer Credit be Used to Fund My Down Payment?
• Getting a Mortgage: How Much Income Do You Really Need?
• How Can You Get the Lowest Mortgage Interest Rate When They Change Constantly?
• Refinance During Divorce?
• What Kind of Job History Is Required to Get a Mortgage?
• Locking In the Best Mortgage Rates
• Any Difference Between PA & NJ Mortgage Rates?
• I just got laid off and my unemployment check isn't big enough to keep all of my creditors happy. What can I do to prevent foreclosure?
• I'm finally ready to buy my first home. How will the current economy affect my mortgage rates?
• I'm finally ready to buy my first home. How will the current economy affect my mortgage rates?
• Although I've made every mortgage payment on time for the past five years, our whole neighborhood has lost value and I'm upside down on my home loan. What should I do?
• I hope to stay in my home until I retire in about ten years. Can I refinance, even if the value of homes in our neighborhood is dropping?
• I want to refinance, but my original mortgage lender sold my home loan to another company. Where do I begin?
• It seems like foreclosures in my neighborhood are creating opportunities for real estate investments at bargain prices. Is now a good time to get into the market?
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