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Charlotte Rates Charlotte, North Carolina, Charlottes landscape is ever changing, and with the growth of the city, finding comfort in accommodations gets easier by the day. Shoprate.com helps consumers find the lowest and most accurate Charlotte mortgage interest rates online. Consumers who are considering the purchase or refinance of a home in Charlotte can visit Shoprate.com to view the lowest rates from local and national mortgage lenders licensed in the state of North Carolina which are verified accurate and updated daily. While newspapers such as Charlotte Observer and The Charlotte Post have always been great vehicles for gathering local real estate news and information, consumers now can easily track mortgage interest rates for Charlotte in a real-time format and contact the mortgage company directly themselves via telephone or e-mail inquiring about a mortgage for Charlotte. Shoprate.com gives Charlotte residents an edge in the home loan marketplace and provides them with instant access to the best mortgage rates in North Carolina. Be sure to sign up for our e-mail interest rate alerts that inform you when rates in your area hit your target level. Please feel free to contact us with any question or concerns. We hope you enjoy your visit and thanks for visiting ShopRate.com! You can either refine your search by changing information below or you can scroll down to see 30 yr fixed conventional rates: Loan Amount:  Program: 10 yr fixed 15 yr fixed 20 yr fixed 30 yr fixed 1 yr ARM 3/1 ARM 5/1 ARM 7/1 ARM 10/1 ARM 1 yr Interest only ARM 3 yr Interest only ARM 5 yr Interest only ARM 7 yr Interest only ARM 10 yr Interest only ARM 30 YR FIXED CONVENTIONAL Company Rate Points APR Lock (days) Fees Absolute Mortgage Company 888-90-HOMES updated: 7/23/08 E-Mail Us 6.375 0.00 6.410 30 $399 YOUR PRICE LEADER™! FREE FLOAT-DOWNS! FEES ARE ONLY $399! CALL NOW!! Nationwide Mortgage Lending Group, Inc. 866-548-6535 updated: 7/22/08 E-Mail Us 6.375 0.00 6.440 30 $695 Nationwide Lender offers a Free Appraisal!!! Call 1-866-548-6535 or Apply on Line. Open 7days a week, all hours. Bank of America Mortgage 877-459-6467 updated: 7/23/08 E-Mail Us 6.500 0.00 6.732 30 $1205 Purchase Pricing. GSM Group 800-939-2705 updated: 7/23/08 E-Mail Us 6.375 0.00 6.419 30 $850 866-913-4689 Visit www.lonestarloan.net to apply or request more information. cwhite@goldstarfinancial.com FREE FLOATSDOWNS!!! FHA/VA, Open nights and weekends. 1-866-913-4689 30 YR FIXED CONVENTIONAL Company Rate Points APR Lock (days) Fees Premiere Lending Corp 919-662-9997 updated: 6/10/08 E-Mail Us 6.000 0 6.125 30 $1200 Low Rates / Low Fee & No cost loans. Great Customer Service! Wachovia Mortgage , FSB 800-952-8706 updated: 7/21/08 E-Mail Us 6.500 0.00 6.625 30 $995 Wachovia is the 4th largest bank in the nation and rated No. 1 in customer satisfaction for six consecutive years by the American Customer Satisfaction Index. Lowest rates and lowest closing costs!

Learn About Mortgage If you decide to buy a home or a piece of property more than likely you will not be able to afford it outright and will therefore need to borrow money from a financial institution to make the purchase. This is the sole purpose of a mortgage. more >>

APR calculations are based upon a 20% downpayment - all applicable loan fees included. Loan amount may affect interest rate. Contact lenders directly for additional fees & services. Borrowers should compare the specifics of various loan arrangements. Rates may change without notice and are not guaranteed. Points are inclusive of discount and originations fees. The interest rates are available with a 20% down payment with no PMI or equity of at least 20% for refinances. Repayment of 30-year loan calls for 360 monthly payments. Repayment of 15-year loan calls for 180 monthly payments. By direct lender contact I give authorization and permission to be contacted by phone and email with mortgage & related service information. Mention Shoprate.com when contacting lenders. Certain discounts and incentives are based on their advertisement on our site. Rates may vary due to geographic region, your credit rating, employment status, and type of house, condo, or townhouse. Due to recent government regulations, loan limits for conforming rates vary in certain counties. Shoprate.com is dedicated to connecting consumers with quality lenders. However, if you feel that you feel you have been quoted an inaccurate quote, or are dissatisfied with the services provided to you from a particular lender, please click here. We also welcome all negative and positive feedback about the site and lenders appearing on the site to be sent here.