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Compare Current Mortgage Rates updated on 24, January 2015

We update our mortgage rates for new home purchases, refinance and home equity loans every day so you can choose the most competitive rates with the assurance that they are "fresh." Instantly compare today's mortgage rates and see what lenders are currently offering in your state for the type of loan you need.

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Mortgage Rate Trend Graph & News

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As mortgage rates fall, points can sweeten the deal

Finding the lowest mortgage rates possible should be your priority, but ignoring points could cost.


Continuing low mortgage rates don't guarantee affordable housing

You might expect today's low mortgage rates to automatically make home-buying affordable. But it is more complicated than that.


Millions who could refinance are missing out as mortgage rates remain low

New data suggest as many as 9 million American households could benefit from refinance deals, but are failing to apply. If you're one of them, you need to ask yourself: Why am I paying more than I need by missing out on low current mortgage rates?



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