Richard Barrington

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for ShopRate.com. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc. 

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Recent Articles of Richard Barrington

Replacing credit card debt with a second mortgage

See three things you should watch out for if you want to use a second mortgage to pay off credit card debt.

Committing to a reverse mortgage

While there are ways to get out of a reverse mortgage, it is best to think carefully before getting into one in the first place.

When does it make sense to refinance to a shorter loan?

There are trade-offs involved in refinancing to a shorter loan, and these three considerations can help you decide what is best.

Are mortgage credit standards loosening?

Though credit standards remain fairly high, there are things you can do to improve your ability to qualify for a refinance loan.

Factors beyond mortgage rates when choosing a lender

As important as mortgage rates are, be sure to look at a few other critical items when selecting a lender.


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