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Richard Barrington

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for ShopRate.com. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc. 

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Recent Articles of Richard Barrington

6 signs it might be time to refinance your HELOC

When these six conditions exist, you may want to look at refinancing your HELOC.

How does timing affect home equity vs. HELOC loans?

The timing flexibility of a HELOC is somewhat offset by the risk of rising mortgage rates.

Will the upcoming Fed rate hike mean higher mortgage rates?

Though Fed funds rates do not directly control mortgage rates, they are influenced by some of the same factors.

When you should -- and shouldn't -- pay refinancing points

Should you pay points on a refinance? The answer is ... maybe.

Should I pay off credit cards before applying for a mortgage?

Paying off your credit card balances could affect your mortgage application.


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