Richard Barrington

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for ShopRate.com. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc. 

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Recent Articles of Richard Barrington

Counting the cost of refinancing

While interest rate changes tend to drive refinancing activity, be sure you account for the other potential costs as well.

Refinancing strategy: Retiring your mortgage

Your planned retirement date can be an important consideration when choosing a refinance loan.

Is no-cost refinancing too good to be true?

No-cost refinancing is often not as good as it sounds, but not necessarily a bad deal if you know what to look for.

6 tips for cash-out refinancing

Read six important considerations in figuring out whether a cash-out refinance loan makes sense for your situation.

Should I be concerned about a mortgage prepayment penalty?

Prepayment penalties can help you get lower interest rates, but you need to assess how likely they are to come into play.


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