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Richard Barrington

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for ShopRate.com. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc. 

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Recent Articles of Richard Barrington

6 tips for cash-out refinancing

Read six important considerations in figuring out whether a cash-out refinance loan makes sense for your situation.

Should I be concerned about a mortgage prepayment penalty?

Prepayment penalties can help you get lower interest rates, but you need to assess how likely they are to come into play.

A new reason to look at refinancing

A new FHA mortgage insurance premium reduction is a new reason to crunch the numbers to see if refinancing makes sense.

How many times can I refinance?

While there is no strict limit on how often you can refinance, in many situations conditions will limit your ability to do it.

2015 looks like prime time to refinance

A combination of conditions means that 2015 is starting out as an excellent time to refinance.


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