Richard Barrington

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for ShopRate.com. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc. 

Follow him on Google+

Recent Articles of Richard Barrington

6 tips for cash-out refinancing

Read six important considerations in figuring out whether a cash-out refinance loan makes sense for your situation.

Should I be concerned about a mortgage prepayment penalty?

Prepayment penalties can help you get lower interest rates, but you need to assess how likely they are to come into play.

A new reason to look at refinancing

A new FHA mortgage insurance premium reduction is a new reason to crunch the numbers to see if refinancing makes sense.

How many times can I refinance?

While there is no strict limit on how often you can refinance, in many situations conditions will limit your ability to do it.

2015 looks like prime time to refinance

A combination of conditions means that 2015 is starting out as an excellent time to refinance.


Get Mortgage Rates by Email

  • Compare mortgage rates offline
  • Get updated rates in your inbox
  • Apply for a mortgage from your email
  • We don't spam

Get Your Rates Emailed Now!

Subscribe To Lending Lowdown
Your information will never be shared
Shoprate User Survey