Richard Barrington

A combination of conditions means that 2015 is starting out as an excellent time to refinance.

Falling oil prices have helped mortgage rates move lower, but don't expect either one to continue the same rate of descent.

See why the government is actively reaching out to homeowners to try to save them money though HARP.

Buying a foreclosed property could get you a good bargain, as long as you properly account for the risks.

There are still hundreds of thousands of borrowers who could benefit from the HARP program, and they are especially concentrated in a handful of states.