Richard Barrington

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for ShopRate.com. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc. 

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Recent Articles of Richard Barrington

How can I get a fair deal on a mortgage?

Even with no mortgage experience, you can make an informed decision by comparing quotes from multiple mortgage lenders.

How much will past credit problems hurt me in getting a mortgage?

Mortgage lenders are beginning to ease the credit score standards they demand from borrowers.

Have mortgage rates leveled off?

Mortgage rates have stabilized in recent months, but you should not assume they will stay put at today's low levels.

Should I save on interest with a bigger down payment?

A bigger down payment can save you some interest expense, but a shorter mortgage might be a safer way to accomplish the same thing.

How much of my income should my mortgage payment be?

Deciding how big a mortgage payment you can afford is too complicated to be based on a simple rule of thumb.


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