Richard Barrington

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc. 

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Recent Articles of Richard Barrington

Should I put my raise toward a 401(k) or the mortgage?

Depending on your circumstances, putting more money into your 401(k) plan may have advantages over prepaying your mortgage.

Refinancing: Doing the time warp

Manipulating refinance periods can help you meet your financial goals.

Can I afford to wait while a seller resolves a property dispute?

Given the low level of current mortgage rates and the rise of inflation, delays in closing should be a particular concern.

4 ways to maximize your refinancing savings

Refinancing is a money-saving opportunity, especially if you maximize your interest rate savings.

What is a normal mortgage rate?

Changing conditions are a challenge for consumers, but comparison shopping is a great equalizer.


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