Richard Barrington

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for ShopRate.com. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc. 

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Recent Articles of Richard Barrington

What is a normal mortgage rate?

Changing conditions are a challenge for consumers, but comparison shopping is a great equalizer.

5 reasons to think ahead about refinancing

See five ways thinking ahead can help you be eligible to refinance if the right rate opportunity comes up.

Is prepaying a mortgage better than a shorter loan?

Making extra payments on a longer loan gives a mortgage borrower some flexibility, but it also misses out on the interest rate advantage of a shorter loan.

Refinancing and debt-consolidation checklist

Refinancing to consolidate debt can lower your interest rate and simplify payments, but you need to recognize the potential drawbacks as well.

Should a seller finance the buyer's mortgage?

Financing a mortgage can represent a big effort, as well as a big risk.


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