Richard Barrington

Given the low level of current mortgage rates and the rise of inflation, delays in closing should be a particular concern.

Refinancing is a money-saving opportunity, especially if you maximize your interest rate savings.

Changing conditions are a challenge for consumers, but comparison shopping is a great equalizer.

See five ways thinking ahead can help you be eligible to refinance if the right rate opportunity comes up.

Making extra payments on a longer loan gives a mortgage borrower some flexibility, but it also misses out on the interest rate advantage of a shorter loan.