Expert Opinion

The growing risk of reverse mortgages

Reverse mortgages are a controversial topic, but the most troubling thing about them might be the fast-growing default rate.

Protecting your rights with mortgage lenders

A large-sounding settlement against mortgage lenders actually amounts to less than $900 per borrower, meaning it is better to protect your rights up front.

Sequestration is worse for homeowners than new buyers

Sequestration, the latest budget crisis, could help keep mortgage rates low a little longer, but not without cost to the housing market.

U-turn in mortgage rates makes smart shopping essential

Mortgage rates took an unexpected turn by rising in January, which could widen differences in mortgage quotes from different lenders.

New rules may protect mortgage lenders from themselves

As a reaction to the housing crisis, new guidelines will cut down on risk-taking in mortgage lending. But the measures are designed to help protect individual borrowers and the economy as well.