Expert Opinion
Author Joe Taylor Jr. researched America's biggest mortgage lenders hands-on, by taking a job inside the home loan industry. As a corporate trainer, Joe developed front line service strategies for some of the country's most prominent banks. He taught lending consultants how to explain the complex home loan process, while learning the secrets of finding the best refinancing deals from experienced underwriters. Today, Joe puts the current mortgage market into context by separating facts from hype in his columns and feature articles on ShopRate.com.
- Mortgage lender risk tolerance affecting new quotes
- Mortgage lenders brace for impact of government proposals
- Fannie Mae survey says mortgage rates may stay relatively flat
- MARS Rule makes legitimate home refinance deals easier to spot
- Cutting through the choppy mortgage rate market
- Four tips to avoid phony mortgage brokers
- Washington mortgage rates stay low amid cool real estate market
- PA mortgage rates stay low as election impacts home loan deals
- Financial reform targets mortgage lenders, avoids GSEs
- Mortgage lenders predict rising refinance rates
- Mortgage lender consolidation makes refinance deals easier to find
- Low mortgage rates crucial to economic recovery
- FHA short refinance program lets on-time borrowers get home loan modification benefits
- Squatters find trouble after avoiding mortgage lenders
- Taking cues from history leads to strong mortgage deals
- NJ mortgage rates overshadow long-term optimism
- Higher employment lowers mortgage rates in Texas
- Tax credits stabilize mortgage rates in California
- Mortgage rates masking excellent real estate deals
- Strategic Default Under Fire at Fannie Mae
- Jumbo Mortgage Rates Fall, Economic Hopes Rise
- Mortgage Lenders Avoid Risk, Invite Discrimination Claims From Expectant Homebuyers
- Over a Third of Refinance Deals Involve "Cash-In"
- Financial Reform Shakes Up Independent Mortgage Brokers
- Penn. mortgage rates remain volatile, despite good employment news. Here's why
- Mortgage Lenders Skittish About Mediocre Credit Scores
- Low mortgage quotes often mean high lender efficiency, survey says
- How Some Homeowners Are Dealing with Underwater Mortgage Loans
- Forensic Loan Audits Don't Guarantee Refinance Deals
- Mortgage Rates Affected by Appraisal Industry Changes
- July Mortgage Rates Spur Refinance Deals
- Mortgage Rates Remain the Same, Even When the Name on the Bill Changes
- Should I Skip Mortgage Loan Payments to Qualify for a Cramdown?
- Investigators Tackle Two Common Mortgage Fraud Schemes
- Low Mortgage Rates and Short Sales Lure First-Time Home Buyers
- PMI Trends Reveal Strength Among Mortgage Lenders
- Stress Tests Highlight Refinance Opportunities
- Getting a Mortgage Cramdown to Save Your Home
- How a Stalled Economy Could Force Mortgage Rates to Rise?
- Obama's Housing Plan Uses Low Interest Rates to Encourage Home Ownership
- Borrower Traits Highlight Mortgage Market Differences
- Five Mortgage Products on the Endangered Species List
- Five Ways to Cope with Upside Down Mortgages
- Home Loan Refinancing Accessible Again Under Obama's Mortgage Plan
