Idaho Housing Resources

National Programs:

Freddie Mac Home Possible 100% Financing Program

HUD Good Neighbor Next Door Program

IRS Qualifying for Mortgage Credit Certificate

Professional Organizations:

International Association of Fire Fighters Mortgage Program

National Association of Nurses - Mortgage

National Education Association Member Finance Programs

National Association of Police Organizations - Mortgages

State and Local Programs

American Dream Down Payment Assistance
The American Dream Down Payment Act is a down payment assistance initiative that allows grants to be given to participating jurisdictions to assist low-to-mid-income families and uniformed employees such as, policemen, firemen, sanitation, maintenance workers, and teachers who are employees of the participating state to achieve homeownership.

Idaho Housing and Finance Association The Idaho Housing and Finance Association's mission is to expand Idaho's affordable housing opportunities by providing vision, leadership and results in: identifying, securing and administering monies for housing; cultivating partnerships through excellent customer service; creatively and innovatively maximizing limited resources; actively responding to housing challenges efficiently and effectively; and providing education, training, resource coordination and policy formulation on housing issues affecting Idahoans.

Iowa Finance Authority (IFA) - The Iowa Finance Authority (IFA) has programs to assist in the attainment of housing for low-and moderate-income Iowans.

Blaine County Housing Authority - affordable homeownership opportunities in Blaine County

City of Boise - an opportunity for low/mod income persons/families to purchase a home in the Boise City Limits

Community contacts - find out if your community offers HUD assisted down payment or closing cost help

Eastern Idaho Community Action Partnership - limited income families helping each other build their homes

Homeownership vouchers - some public housing agencies help you become a homeowner through the Housing Choice Voucher Homeownership Program

Boise City/Ada County Housing Authority

Pocatello Housing Authority

Southwestern Idaho Cooperative Housing Authority (208) 467-7461

Idaho Development and Housing Organization - Mutual Self-help and Self-help Home Ownership Programs in Region 3 (Adams, Boise, Canyon, Elmore, Gem, Owyhee, Payette, Valley, and Washington Counties)
Mercy Housing Idaho - limited income families helping each other build their homes
Neighborhood Housing Services - low-interest mortgage products statewide to help low and moderate-income families purchase or rehabilitate homes
Pocatello Neighborhood Housing Services - PNHS builds affordable housing and rehabilitates homes for resale
SouthEastern Idaho Community Action Agency - limited income families helping each other build their homes
USDA Rural Development - homebuyer programs in rural communities