Maryland Housing Resources

National Programs:

Freddie Mac Home Possible 100% Financing Program

HUD Good Neighbor Next Door Program

IRS Qualifying for Mortgage Credit Certificate

Professional Organizations:

International Association of Fire Fighters Mortgage Program

National Association of Nurses - Mortgage

National Education Association Member Finance Programs

National Association of Police Organizations - Mortgages

State and Local Programs

American Dream Down Payment Assistance - Maryland The American Dream Down Payment Act is a down payment assistance initiative that allows grants to be given to participating jurisdictions to assist low-to-mid-income families and uniformed employees such as, policemen, firemen, sanitation, maintenance workers, and teachers who are employees of the participating state to achieve homeownership.

Maryland State Department of Housing and Community Development - low interest home, down payment and settlement, and historic preservation loans, homeownership for people with disabilities and a state owned homes for sale program.

Maryland - Prince George's Department of Housing & Community Development - The Prince George's County Department of Housing and Community Development and its Housing Authority is to expand access to a broad range of quality housing; create safe, well planned, attractive residential communities and enable families to become self-sufficient and communities to become stable

Community contacts - find out if your community offers homeownership assistance

Baltimore Department of Housing and Community Development - Section 8 Homeownership, Public Housing Homeownership (Sec. 32) and down payment and settlement assistance.
(410) 396-3232

Live Baltimore - Information on Baltimore home buying, down payment & settlement loans and Live Near Your Work program.
(410) 637-3750

St. Ambrose Housing Aid Center - Homeownership and mortgage default counseling, legal services and development of vacant properties for sale to homebuyers.
(410) 366-8550

Salisbury Neighborhood Housing Service specializes in financing for purchase and renovation of homes, credit counseling, homebuyer training, financial literacy and leadership development training.
(410) 543-4626

Interfaith Housing helps low and moderate income families become homeowners, self-help homeownership and owner-occupied rehabilitation programs also available.
(301) 662-4225

Frederick

Hagerstown

Howard County

Montgomery County

Prince George's County