Massachusetts Housing Resources

National Programs:

Freddie Mac Home Possible 100% Financing Program

HUD Good Neighbor Next Door Program

IRS Qualifying for Mortgage Credit Certificate

Professional Organizations:

International Association of Fire Fighters Mortgage Program

National Association of Nurses - Mortgage

National Education Association Member Finance Programs

National Association of Police Organizations - Mortgages

State and Local Programs

American Dream Massuchusetts Down Payment Assistance
The American Dream Down Payment Act is a down payment assistance initiative that allows grants to be given to participating jurisdictions to assist low-to-mid-income families and uniformed employees such as, policemen, firemen, sanitation, maintenance workers, and teachers who are employees of the participating state to achieve homeownership.

MassHousing - homebuyer programs, including downpayment and closing cost assistance

Massachusetts Department of Housing and Community Development - mortgage, downpayment and closing cost information for first-time homebuyers

Massachusetts Housing Consumer Education Centers - find a center nearest you that offers homebuyer classes

Massachusetts Housing Partnership - Soft Second Loan Program for first-time homebuyers

Citizens' Housing and Planning Association - Massachusetts Home of Your Own Program for people with disabilities

U.S. Department of Agriculture Rural Housing - homebuyer programs in rural communities

Consumer Credit Counseling Service of Southern New England - get help with budgeting, debt management and credit issues

Adams Arlington Boston Cambridge Fall River Framingham Gloucester Haverhill Lawrence Lowell Marlborough Melrose New Bedford Newton Quincy Somerville Springfield Taunton Waltham Westfield Weymouth