Mississippi Housing Resources

National Programs:

Freddie Mac Home Possible 100% Financing Program

HUD Good Neighbor Next Door Program

IRS Qualifying for Mortgage Credit Certificate

Professional Organizations:

International Association of Fire Fighters Mortgage Program

National Association of Nurses - Mortgage

National Education Association Member Finance Programs

National Association of Police Organizations - Mortgages

State and Local Programs
The Mississippi Critical Teacher Shortage Act provides assistance of several types, including loan forgiveness and housing support, to teachers in 47 school districts identified as having a shortage of teachers.
The Mississippi Employer-Assisted Housing Teacher Program provides teachers in identified districts up to $6,000 in a forgivable loan to cover closing costs on the purchase of a home. The house must be located in the same county as the school district and teachers must commit to teach in the district for three years. Teachers of any income level may participate and the program is not limited to first-time home buyers.
The state's Moving Expense Reimbursement program provides up to $1,000 in moving expenses for teachers who relocate into a district designated as a critical shortage area.
American Dream Down Payment Assistance
The American Dream Down Payment Act is a down payment assistance initiative that allows grants to be given to participating jurisdictions to assist low-to-mid-income families and uniformed employees such as, policemen, firemen, sanitation, maintenance workers, and teachers who are employees of the participating state to achieve homeownership.
Mississippi Home Corporation - homebuyer programs, including downpayment and closing cost assistance
Habitat for Humanity - through volunteer labor, builds and rehabilitates houses for families in need
USDA Rural Development Office - USDA Rural Development Office - homebuyer programs in rural communities
American Dream Downpayment Initiative (ADDI) - call or email your local HOME program contact for more info
Mississippi State Community Action Agencies - listed by county, offering various services including homebuyer education and/or downpayment assistance
Delta Housing Development Corporation Self-Help Homeownership Opportunity Program - (662) 887-4852662
Home Ownership Vouchers - some public housing agencies help you become a homeowner through the Housing Choice Voucher Homeownership Program