Missouri Housing Resources

National Programs:

Freddie Mac Home Possible 100% Financing Program

HUD Good Neighbor Next Door Program

IRS Qualifying for Mortgage Credit Certificate

Professional Organizations:

International Association of Fire Fighters Mortgage Program

National Association of Nurses - Mortgage

National Education Association Member Finance Programs

National Association of Police Organizations - Mortgages

State and Local Programs

American Dream Missouri Down Payment Assistance

Statewide Home Buyer Programs - The Missouri Housing Development Commission offers the Mortgage Revenue Bond Program for eligible first-time homebuyers

Neighborhood Preservation Act - state tax credit program for residential rehabilitation and construction costs of properties in distressed communities

Community Action Agency of St. Louis County - available only in St. Louis County

Delta Area Economic Opportunity Corporation - down payment assistance for lower-income families in Dunklin, Mississippi, New Madrid, Pemiscot, Scott and Stoddard counties

North East Community Action Corporation - low-interest loans with self-help housing construction program in Lewis, Lincoln, Macon, Marion, Monroe, Montgomery, Pike, Ralls, Randolph, Shelby, St. Charles and Warren counties

Ozark Action, Inc. - Douglas, Howell, Oregon, Ozark, Texas and Wright counties

Regional Planning Commissions - some of Missouri's Regional Planning Commissions administer State-funded homebuyer or home repair assistance programs

Missouri Affiliates of Habitat for Humanity - through volunteer labor, builds and rehabilitates houses for families in need

U.S. Department of Agriculture Rural Housing - homebuyer programs in rural communities

Homeowner Education Programs - learn how to purchase and maintain a home of your own

Community contacts - find out if your community offers homeownership assistance

Columbia Florissant Independence

City of Joplin - low and moderate income homebuyers program includes 100% of closing costs and 50% of down payment up to $5,000 for limited areas - contact Brian Ross at (417) 624-0820 ext. 570

Kansas City - offers several homebuyer assistance and home improvement programs Lee's Summit - up to $3,000 in homeownership assistance for first-time homebuyers who qualify

Springfield

St. Charles - Home Ownership Assistance Program

St. Joseph

St. Louis (City)

St. Louis (County)

St. Peters