While refinancing when mortgage rates are lower than what you're paying may seem like a no-brainer, you need to look at a refinance in the context of your loan term.
Plenty of homeowners are familiar with the concept of cash-out refinancing in which you tap into your home equity, but many borrowers are opting to bring cash to the table when refinancing. Find out why.
Whether mortgage rates are high or low, borrowers always want to get the lowest possible rate. Find out if paying points for a lower rate makes sense for you.
Homeowners who want to refinance are often driven by low mortgage rates. Find out how and when to lock in your mortgage rate.
No matter where you live, if you want to refinance a loan above the limits set by Fannie Mae, Freddie Mac and the Federal Housing Administration (FHA), you'll need a jumbo loan. Find out what it takes to qualify for a jumbo loan.
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