California Housing Resources

Posted by  on Nov 10, 2009
 

National Programs:

Freddie Mac Home Possible 100% Financing Program

HUD Good Neighbor Next Door Program

IRS Qualifying for Mortgage Credit Certificate

Professional Organizations:

International Association of Fire Fighters Mortgage Program

National Association of Nurses - Mortgage

National Education Association Member Finance Programs

National Association of Police Organizations - Mortgages

State and Local Programs

American Dream Down Payment Assistance
The American Dream Down Payment Act is a down payment assistance initiative that allows grants to be given to participating jurisdictions to assist low-to-mid-income families and uniformed employees such as, policemen, firemen, sanitation, maintenance workers, and teachers who are employees of the participating state to achieve homeownership.
California Extra Credit Teacher Home Purchase Program provides up to $7,500 or 3% of the purchase price of a home for first-time home buyers who are certified teachers, administrators, and other employees of high-priority schools. Schools designated as "high priority" fall into three categories, including those that score in the bottom 50% on state-wide tests, those in which at least 70% of students qualify for free or reduced-price lunch, or those that serve very at-risk high school students. Income and sale price limits apply and are established for each county.
California Housing Finance Authority (CalHFA) - homebuyer programs, including down payment and closing cost assistance

U.S. Department of Agriculture Rural Housing - homebuyer programs in rural communities

Clearinghouse for affordable housing and community finance resources - a source of information on over 200 housing programs, government, private lenders and foundation grants

State of California Housing and Community Development

HUD approved housing counseling agencies

Community contacts - find out if your community offers homeownership assistance

Homeownership Programs You Can Use

Programs by city

Programs by county

 

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