Credit Score And Fico Information

Steps to Improve Your FICO Score

While many people think that your credit score and your FICO score are completely different things — this is not the case. Developed by Fair, Isaac, and Company, the FICO score is a measurement of your ability to pay for your home. Lenders will be most interested...

Where to Start When You Have Bad Credit

Whether they realize it or not, more people than ever have bad credit. When it comes to buying a home, this is bad news for the prospective buyer. If you are ready to buy a home, you need good credit in order to impress the lenders you will be asking to loan you money. ...

Why your credit is vital to your interest rate and how to keep it high?

Whether you're looking to buy a new home or you're simply trying to plan for your financial future, you need to start worrying about your credit rating. In recent years, the United States government has made it easier than ever to obtain a copy of your credit report. ...

Instant Approval Credit Cards Getting Harder to Find at Retail Stores

Stores risk losing sales by complying with credit card industry regulations, while consumers weigh the real value of smaller credit lines.

Spouse Debt and Mortgages When to Put Them on the Deed

Whether you're newly married or you're simply just beginning to look for a home, you need to start thinking about the spouse debt that you might have. Perhaps your spouse has a past history of student loans and credit card balances that haven't been taken care of yet, or...

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