First Time Homebuyer

Buying a home with seller financing

Conventional mortgage lenders and federal mortgage agencies Fannie Mae and Freddie Mac impose strict mortgage qualification standards that can be difficult to meet in today's economy. Would-be homebuyers who don't meet traditinoal mortgage lender...

Refinancing? Tips for making your best deal

Homeowners fortunate enough to qualify for refinancing are taking advantage of rock-bottom mortgage rates. Here's how to lower refinance costs and find your best mortgage refinance loan.

Improving your finances before buying a home

Being on solid financial ground before shopping for mortgage loans and your next home can help with finding your best deal on a home loan. Mortgage lenders evaluate prospective borrowers based on factors including stable employment, savings, and the amount of debt you're...

First time homebuyers: understanding how much owning a home costs

Qualifying for a mortgage loan is a significant hurdle when buying a home. Consider recurring and unexpected expenses associated with owning a home to keep your budget on track.

Understanding home appraisals, broker's opinions and home inspections

Whether you're buying, selling or refinancing a home, you can't get a mortgage without a home appraisal Home inspections help ensure that buyers doj't get a home with hidden problems. Broker's opinions can help you determine if you have enough equity to refinance. Here's...

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