Georgia Housing Resources

Posted by  on Nov 10, 2009

National Programs:

Freddie Mac Home Possible 100% Financing Program

HUD Good Neighbor Next Door Program

IRS Qualifying for Mortgage Credit Certificate

Professional Organizations:

International Association of Fire Fighters Mortgage Program

National Association of Nurses - Mortgage

National Education Association Member Finance Programs

National Association of Police Organizations - Mortgages

State and Local Programs

American Dream Down Payment Assistance
The American Dream Down Payment Act is a down payment assistance initiative that allows grants to be given to participating jurisdictions to assist low-to-mid-income families and uniformed employees such as, policemen, firemen, sanitation, maintenance workers, and teachers who are employees of the participating state to achieve homeownership.

Homebuyer Education

Georgia Dream Homeownership Program Although the state does not offer a housing program specifically for teachers or first responders, the Georgia Dreams Home Ownership Program provides affordable first mortgage financing and down payment assistance to moderate income borrowers in targeted (mostly rural) counties and to first-time borrowers (or those who have not owned a home in three years) in any county. The program imposes family income and purchase price limits, with lower limits in counties outside the Atlanta area.

USDA Rural Development - programs that reduce the cost of homeownership for low and moderate-income families.

Georgia Down Payment Assistance - search for agencies that offer dow npayment assistance, homebuyer education, and rehab/repair programs.


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