National Programs:
Freddie Mac Home Possible 100% Financing Program
HUD Good Neighbor Next Door Program
IRS Qualifying for Mortgage Credit Certificate
Professional Organizations:
International Association of Fire Fighters Mortgage Program
National Association of Nurses - Mortgage
National Education Association Member Finance Programs
National Association of Police Organizations - Mortgages
State and Local Programs
American Dream Down Payment Assistance
The American Dream Down Payment Act is a down payment assistance initiative that allows grants to be given to participating jurisdictions to assist low-to-mid-income families and uniformed employees such as, policemen, firemen, sanitation, maintenance workers, and teachers who are employees of the participating state to achieve homeownership.
North Dakota Housing Finance Agency - Home-Smart-Homebuyer Education Incentive Program (701) 328-8080 or (800) 292-8621
USDA Rural DevelopmeHome (701) 845-5150 or (800) 688-2293 ext.4
Devils Lake - Dakota Prairie Community Action Agency - serving Ramsey, Rolette, Eddy, Towner, Benson, and Cavalier counties (701) 662-6500 or (800) 321-5943
Fargo - Office of Community Planning and Development - (701) 241-1474
Fargo - SE North Dakota Community Action Agency - serving Steele, Traill, Cass, Ransom, Sargent, and Richland counties (701) 232-2452 or (800) 726-7960
Fargo/Moorhead and Grand Forks - The Village Family Service Center - (701) 235-3328 or (800) 450-4019
Grand Forks - Housing Authority - (701) 746-2545
Grand Forks - Red River Valley Community Action Agency - serving Nelson, Pembina, Walsh and Grand Forks counties (701) 746-5431 or (800) 450-1823
Jamestown - Community Action Region VI - serving Barnes, Dickey, Foster, Griggs, McIntosh, Stuttsman, and Wells counties (701)252-1821 or (800) 726-8179
Bismarck - Planning Department - (701) 222-6446
Bismarck - Community Action Program Region VIII - serving Burleigh, Emmons, Grant, Kidder, McLean, Mercer, Morton, Oliver, Sheridan and Sioux counties (701) 258-2240 or (800) 223-0364 or TDD (800) 366-6888
Dickinson - Community Action and Development Program - serving Adams, Billings, Bowman, Divide, Dunn, Golden Valley, Hettinger, McKenzie, Slope, Stark and Williams counties (701) 227-0131 or (800) 359-2243
Minot - Community Action Opportunities - serving Bottineau, Burke, McHenry, Mountrail, Pierce, Renville and Ward counties (701) 839-7221 or (800) 726-8645 or TDD (701) 852-3028
Williston - Community Action and Development - serving Divide, McKenzie and Williams counties (701) 572-8191
Fort Berthold Housing Authority - New Town - (701) 627-4731
Spirit Lake Housing Authority - Fort Totten - (701) 766-4131
Standing Rock Housing Authority - Fort Yates - (701) 854-3891
Turtle Mountain Housing Authority - Belcourt - (701) 477-5673