State and Local Programs
American Dream Down Payment Assistance
The American Dream Down Payment Act is a down payment assistance initiative that allows grants to be given to participating jurisdictions to assist low-to-mid-income families and uniformed employees such as, policemen, firemen, sanitation, maintenance workers, and teachers who are employees of the participating state to achieve homeownership.
South Dakota Housing Development Authority (SDHDA) - assistance for low and moderate-income South Dakotans (605) 773-3181 or TTY (605) 773-6107
Community Action Agencies - four agencies provide services throughout the state
Tribal Housing Authorities - many offer homeownership programs
The Governors House - provides reasonably sized, affordable homes to income-qualified individuals and families.
Aberdeen - Homes are Possible Inc. (HAPI) - serving Beadle, Brown, Campbell, Day, Edmunds, Faulk, Hand, Hughes, Hyde, Marshal, McPherson, Potter, Roberts, Spink, Stanley, Sully and Walworth counties (605) 225-4274.
NeighborWorks Dakota Home Resources - serving the northern Black Hills area.
Northeast South Dakota - Northeast South Dakota Community Action Program - offers an affordable home program.
The Teton Coalition - serving Rapid City and the surrounding counties (605) 341-9939
The Rapid City Community Development Corporation (RCCDC) - Financial assistance for low and moderate income households
City of Sioux Falls Community Development - financial assistance for low and moderate-income households (605) 367-8180
Whittier Neighborhood initiative - serving the Sioux Falls Whittier Neighborhood
South Central South Dakota - District III Council of Governments - has a variety of homebuyer programs available.