New York Housing Resources

National Programs:

Freddie Mac Home Possible 100% Financing Program

HUD Good Neighbor Next Door Program

IRS Qualifying for Mortgage Credit Certificate

Professional Organizations:

International Association of Fire Fighters Mortgage Program

National Association of Nurses - Mortgage

National Education Association Member Finance Programs

National Association of Police Organizations - Mortgages

State and Local Programs

American Dream Down Payment Assistance
The American Dream Down Payment Act is a down payment assistance initiative that allows grants to be given to participating jurisdictions to assist low-to-mid-income families and uniformed employees such as, policemen, firemen, sanitation, maintenance workers, and teachers who are employees of the participating state to achieve homeownership.

New York State Housing Finance/Mortgage Agencies (HFA/SONYMA)

New York State Division of Housing and Community Renewal (DCHR) - affordable housing resources

New York State resources on housing

New York City home buying resources

US Department of Agriculture Rural Housing - homebuyer programs in rural communities

New York State Association of REALTORS - affordable housing resources

Homeowner education programs - learn how to purchase and maintain a home of your own

Housing counseling

Community contacts - find out if your community offers homeownership assistance

New York City Long Island Upstate New York

Hudson Valley - Rockland, Westchester, Orange, Putnam, Dutchess, Ulster, Sullivan region