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 North Carolina Mortgage Rates

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Shoprate.com makes it easier than ever to shop and compare the lowest and most accurate North Carolina mortgage interest rates in the Old North State where the median home value for a single family home is $119,741. Whether you are refinancing or purchasing a home in NC, you can visit Shoprate.com to view the lowest interest rates from local and national mortgage lenders licensed in the state of North Carolina which are verified accurate and updated on a daily basis. Current and future residents in Charlotte, Durham, Fayetteville, Greensboro, Raleigh, Winston-Salem, Wilmington or anywhere in between can visit Shoprate.com for up-to-date rates.

Interesting articles dealing specifically with North Carolina mortgage rates, current interest rates, home loans, NC mortgage lenders, key mortgage terms and definitions, along with mortgage calculators can also be found on Shoprate.com.

While newspapers such as The Charlotte Observer, The Winston-Salem Journal, The Fayetteville Observer-Times, The Durham Herald-Sun and The Raleigh News & Observer have always been great vehicles for gathering local real estate news and information, consumers now have the ability to track the best mortgage rate in North Carolina in a real-time format and can contact the mortgage company directly themselves via telephone, e-mail or website.

Be sure to sign up for our e-mail interest rate alerts that inform you when rates in your area hit your target level. Please feel free to contact us with any question or concerns. We hope you enjoy your visit and thanks for visiting ShopRate.com!

You can either refine your search or you can scroll down to see
30 yr fixed conventional rates for North Carolina:

Amount: Program: Local Lenders Only:  


30 YR FIXED CONVENTIONAL
CompanyRatePointsAPRLock
(days)
Fees
Nationwide Mortgage Lending Group, Inc.
866-548-6535
updated: 5/14/08

E-Mail Us
5.6250.005.88030$695
Nationwide Lender offers a Free Appraisal!!! Call 1-866-548-6535 or Apply on Line. Open 7days a week, all hours.
Absolute Mortgage Company
888-90-HOMES
updated: 5/14/08

E-Mail Us
5.8750.005.91030$399
YOUR PRICE LEADER™! FREE FLOAT-DOWNS! FEES ARE ONLY $399! CALL NOW!!
Gold Star Mortgage
800-939-9808
updated: 5/14/08

E-Mail Us
5.6250.005.75030$Call
No up front fees! Shop over 80 lenders with 1 call. Open on weekends. WWW.GOLDSTARMORTGAGE.NET
Main Line National Mortgage Inc
877-876-3600
updated: 5/14/08

E-Mail Us
5.6250.005.69030$450
We will beat your best effort rate and total fee guarantee. Every day we are the lowest rate and fee in the industry. Additional discounts for excellent credit and low loan to value. Close in 3days
30 YR FIXED CONVENTIONAL
CompanyRatePointsAPRLock
(days)
Fees
AAXA Discount Mortgage
877-728-3569
updated: 5/14/08

E-Mail Us
5.8750.005.94430$624
Call for No Closing Cost Options! AAXA does not charge an application fee to apply. These quotes are based upon $150K and $450K loan amounts & 720+ credit. Get your rates and fees in writing with AAXA
Bank of America Mortgage
877-459-6467
updated: 4/30/08

E-Mail Us
5.8750.006.07430$1205
Purchase Pricing.

APR calculations are based upon a 20% downpayment - all applicable loan fees included. Loan amount may affect interest rate. Contact lenders directly for additional fees & services. Borrowers should compare the specifics of various loan arrangements. Rates may change without notice and are not guaranteed. Points are inclusive of discount and originations fees. The interest rates are available with a 20% down payment with no PMI or equity of at least 20% for refinances. Repayment of 30-year loan calls for 360 monthly payments. Repayment of 15-year loan calls for 180 monthly payments. By direct lender contact I give authorization and permission to be contacted by phone and email with mortgage & related service information. Mention Shoprate.com when contacting lenders. Certain discounts and incentives are based on their advertisement on our site. Rates may vary due to geographic region, your credit rating, employment status, and type of house, condo, or townhouse. Due to recent government regulations, loan limits for conforming rates vary in certain counties. Shoprate.com is dedicated to connecting consumers with quality lenders. However, if you feel that you feel you have been quoted an inaccurate quote, or are dissatisfied with the services provided to you from a particular lender, please click here. We also welcome all negative and positive feedback about the site and lenders appearing on the site to be sent here.

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