Today's Mortgage Rates

Product	Today	+/-	Last Week
30 yr fixed mtg	3.67 %	-	3.70%
15 yr fixed mtg	3.34 %	+	3.01%
5/1 ARM	2.59 %	+	2.37%

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Low mortgage rates create refinancing opportunities. Check out today's mortgage rates and determine how much you may be able to save. Borrowers with good credit and enough home equity may qualify for cash-out refinancing; this can further increase monthly cash flow by consolidating multiple high cost debts into your mortgage payment. Comparing mortgage costs When comparing advertised mortgage rates and reviewing mortgage quotes, keep the following in mind. Mortgage rates: Mortgage lenders and brokers advertise rock-bottom rates available to the few customers with excellent credit profiles and plenty of home equity. Contact multiple lenders and request mortgage quotes for someone with your credit scores and home eq... Read More >>

Refinance Calculator

How-To Guide: Mortgage refinancing: Know when or if it's time

Refinance

Shopping for a refinance mortgage can start at home by requesting lowest mortgage rates online. Before doing so, it's important to understand how you want refinancing to improve your finances and how or if it can do so. Refinancing: The good, the bad, and the… Not so long ago, many homeowners were drawing against rapidly increasing home equity and buying everything from exotic travel to new vehicles. Sadly, difficult economic conditions have stripped many homeowners of the ability to refinance their mortgage loans for additional cash out. In some cases, homeowners may not qualify for refinancing at all. Here's what you'll need to know to determine if refinancing is feasible in your circumstances. Your home ... Read More >>