South Dakota Housing Resources

National Programs:

Freddie Mac Home Possible 100% Financing Program

HUD Good Neighbor Next Door Program

IRS Qualifying for Mortgage Credit Certificate

Professional Organizations:

International Association of Fire Fighters Mortgage Program

National Association of Nurses - Mortgage

National Education Association Member Finance Programs

National Association of Police Organizations - Mortgages

State and Local Programs

American Dream Down Payment Assistance
The American Dream Down Payment Act is a down payment assistance initiative that allows grants to be given to participating jurisdictions to assist low-to-mid-income families and uniformed employees such as, policemen, firemen, sanitation, maintenance workers, and teachers who are employees of the participating state to achieve homeownership.

South Dakota Housing Development Authority (SDHDA) - assistance for low and moderate-income South Dakotans (605) 773-3181 or TTY (605) 773-6107

Community Action Agencies - four agencies provide services throughout the state

Tribal Housing Authorities - many offer homeownership programs

The Governors House - provides reasonably sized, affordable homes to income-qualified individuals and families.

Aberdeen - Homes are Possible Inc. (HAPI) - serving Beadle, Brown, Campbell, Day, Edmunds, Faulk, Hand, Hughes, Hyde, Marshal, McPherson, Potter, Roberts, Spink, Stanley, Sully and Walworth counties (605) 225-4274.

NeighborWorks Dakota Home Resources - serving the northern Black Hills area.

Northeast South Dakota - Northeast South Dakota Community Action Program - offers an affordable home program.

The Teton Coalition - serving Rapid City and the surrounding counties (605) 341-9939

The Rapid City Community Development Corporation (RCCDC) - Financial assistance for low and moderate income households
(605) 394-4181.

City of Sioux Falls Community Development - financial assistance for low and moderate-income households (605) 367-8180

Whittier Neighborhood initiative - serving the Sioux Falls Whittier Neighborhood

South Central South Dakota - District III Council of Governments - has a variety of homebuyer programs available.