Call us for more information about mortgage rates
mortgage blog | contact us 
  
home mortgage rates calculator learning center ask Shoprate.com

  Utica Rates

Utica, New York, Strategically located in Oneida County (within the heart of the Mohawk Valley) & within 500 miles of 17 of the top 50 U.S. markets, the City of Utica has many attributes that make it the ideal location for business and raising a family. Shoprate.com helps consumers find the lowest and most accurate Utica mortgage interest rates online. Consumers who are considering the purchase or refinance of a home in Utica can visit Shoprate.com to view the lowest rates from local and national mortgage lenders licensed in the state of New York which are verified accurate and updated daily.

While newspapers such as Mid-York Weekly & Pennysaver and Observer-Dispatch have always been great vehicles for gathering local real estate news and information, consumers now can easily track mortgage interest rates for Utica in a real-time format and contact the mortgage company directly themselves via telephone or e-mail inquiring about a mortgage for Utica.

Shoprate.com gives Utica residents an edge in the home loan marketplace and provides them with instant access to the best mortgage rates in New York.

Be sure to sign up for our e-mail interest rate alerts that inform you when rates in your area hit your target level. Please feel free to contact us with any question or concerns. We hope you enjoy your visit and thanks for visiting ShopRate.com!

You can either refine your search by changing information below or you can scroll down to see
30 yr fixed conventional rates:

Loan Amount: Program: 



30 YR FIXED CONVENTIONAL
CompanyRatePointsAPRLock
(days)
Fees
Nationwide Mortgage Lending Group, Inc.
866-548-6535
updated: 7/25/08

E-Mail Us
6.3750.006.44030$695
Nationwide Lender offers a Free Appraisal!!! Call 1-866-548-6535 or Apply on Line. Open 7days a week, all hours.
Price Financial Services, LLC.
610*964*1200
updated: 7/26/08

E-Mail Us
6.3750.006.40060$ Call
** Low rates for good credit borrowers, competitive rates for borrowers with challenged credit ~ 1st rate service for both ~ low closing costs for all ~ we specialize in FHA ~ investment properties **
GSM Group
800-939-2705
updated: 7/25/08

E-Mail Us
6.3750.006.41930$850
866-913-4689 Visit www.lonestarloan.net to apply or request more information. cwhite@goldstarfinancial.com FREE FLOATSDOWNS!!! FHA/VA, Open nights and weekends. 1-866-913-4689
Wachovia Mortgage , FSB
800-952-8706
updated: 7/21/08

E-Mail Us
6.5000.006.62530$995
Wachovia is the 4th largest bank in the nation and rated No. 1 in customer satisfaction for six consecutive years by the American Customer Satisfaction Index. Lowest rates and lowest closing costs!
30 YR FIXED CONVENTIONAL
CompanyRatePointsAPRLock
(days)
Fees
Gold Star Mortgage
800-939-9808
updated: 5/27/08

E-Mail Us
5.7500.005.87530$Call
No up front fees! Shop over 80 lenders with 1 call. Open on weekends. WWW.GOLDSTARMORTGAGE.NET
Bank of America Mortgage
877-459-6467
updated: 7/23/08

E-Mail Us
6.5000.006.73230$1205
Purchase Pricing.
Center State Mortgage
732-410-2811
updated: 6/25/08

E-Mail Us
6.3750.006.39130$Call
We offer the best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experien


Check your credit report online!

Absolute Mortgage Company - Your Price Leader! Learn About Mortgage
If you are thinking about taking out a mortgage, there are a few things to consider. You will have to take out monthly payments, and in order to do so, you should be familiar with how to use a mortgage calculator.
more >>

APR calculations are based upon a 20% downpayment - all applicable loan fees included. Loan amount may affect interest rate. Contact lenders directly for additional fees & services. Borrowers should compare the specifics of various loan arrangements. Rates may change without notice and are not guaranteed. Points are inclusive of discount and originations fees. The interest rates are available with a 20% down payment with no PMI or equity of at least 20% for refinances. Repayment of 30-year loan calls for 360 monthly payments. Repayment of 15-year loan calls for 180 monthly payments. By direct lender contact I give authorization and permission to be contacted by phone and email with mortgage & related service information. Mention Shoprate.com when contacting lenders. Certain discounts and incentives are based on their advertisement on our site. Rates may vary due to geographic region, your credit rating, employment status, and type of house, condo, or townhouse. Due to recent government regulations, loan limits for conforming rates vary in certain counties. Shoprate.com is dedicated to connecting consumers with quality lenders. However, if you feel that you feel you have been quoted an inaccurate quote, or are dissatisfied with the services provided to you from a particular lender, please click here. We also welcome all negative and positive feedback about the site and lenders appearing on the site to be sent here.

Lenders - click here to register for a FREE 30-day trial!