Virginia Housing Resources

National Programs:

Freddie Mac Home Possible 100% Financing Program

HUD Good Neighbor Next Door Program

IRS Qualifying for Mortgage Credit Certificate

Professional Organizations:

International Association of Fire Fighters Mortgage Program

National Association of Nurses - Mortgage

National Education Association Member Finance Programs

National Association of Police Organizations - Mortgages

State and Local Programs

American Dream Down Payment Assistance
The American Dream Down Payment Act is a down payment assistance initiative that allows grants to be given to participating jurisdictions to assist low-to-mid-income families and uniformed employees such as, policemen, firemen, sanitation, maintenance workers, and teachers who are employees of the participating state to achieve homeownership.
Virginia Department of Housing and Community Development's DHCD down payment assistance - combines down payment and closing cost assistance with a mortgage for first-time homebuyers.
United States Department of Agriculture - homeownership subsidies and grants to income-eligible homebuyers. (804) 287-1598
VHDA Affordable Homeownership Programs
Is a VHDA "Mortgage Mobile" scheduled to visit your community?
Virginia Affiliates of Habitat for Humanity - work with other volunteers to build or renovate a home for yourself and your family.
Virginia Individual Development Account program
U.S. Department of Veterans Affairs Roanoke Regional Loan Center
Community Housing Partners, Inc.
Virginia Housing Development Authority